Stored value, BNPL, direct debit and checks. One standalone system.
BioePay Teller is ready to plug into your accounting and delivery systems. Run it on a tablet tomorrow, and connect it on your schedule, not your IT team's.
Americans still prefer to pay straight from the bank.
Safe and familiar
Customers already trust their bank account. A check or a bank payment needs no new card, app or credit line.
Cheaper to accept
No card networks means no interchange. On a large ticket, the savings over a card payment are real money.
Your money, your account
Payments settle to the bank account you already have. You keep the customer relationship.
BioePay Teller. Every bank payment program on one screen.
Teller runs at your service desk, in the lane, or in the field, on any tablet or PC browser. It sits beside your POS, not in place of it. Turn on the programs you want; adding the next one is a setting, not a new project.
What Teller runs
See Teller at your deskPay by bank
Customers enroll once and pay with a phone number and PIN, straight from their bank account.
Checks
Capture, authorize and deposit checks at the desk or from a phone, with the image on file.
Store balances and gift cards
Load a balance with cash, card, check or bank. Issue cards, check balances, refund to store credit.
Pay links and invoices
Text or email a bill. The customer pays from their phone by bank or check, and it posts to the invoice.
Layaway and installments
Layaway on the ticket, or four payments on a schedule the customer signs on their own phone.
Check on file
Signed checks held in a secure vault and deposited on schedule, or released when paid.
Every transaction is tied to a named staff member, and every shift closes with totals by cashier, program and tender.
Some programs have their own sites for businesses that need just one thing.
CheckDepo
Accept checks from any phone, without anyone getting access to your bank account.
Your IT queue is months long. You shouldn't have to wait in it.
Every change inside a retailer's or bank's own systems takes weeks. So we never ask for one on day one. Integration is a ladder you climb when you choose.
Run it standalone
A tablet or PC browser at the desk. At the register, the cashier uses an existing tender key and enters our approval code. Nothing to install.
Reconcile from a file
A daily report by email, a download from your dashboard, or a file dropped where you already receive them.
Connect on your schedule
Signed events for approvals, settlements and returns, sent to your systems whenever your team has time to wire them in.
Go fully integrated
Your register, app or loyalty platform calls us directly. Most of the value is already live before you get here.
Start tomorrow on a tablet. Connect your systems when you're ready, or never.
Give your business clients bank payments, without a core project.
Your commercial clients want to take payments without card fees. BioeFunds programs are built to plug into digital banking platforms, so you can offer them without new file feeds, folders or development work.
- Deposits stay at your bank. Your clients' payments settle to accounts they hold with you.
- No IT work on your side. Your clients sign up and go live on our platform; you see the activity.
- Check deposit and check on file for clients who still take paper, without handing staff a banking login.
- Returned-item recovery from a team that has recovered returned checks for decades.
Built by people who have been in bank payments since 1978.
Your account, your customers
Payments settle to your own bank account through established, bank-sponsored processors. We don't take over the relationship.
Risk managed from day one
Every merchant is underwritten and every consumer account is validated before the first payment. Our Risk Management Overview is available on request.
Experience that goes back
Our leadership helped build check authorization at the point of sale and took part in the original NACHA check-conversion pilots.
Pick one program. Go live this month.
Tell us what you take today and where it hurts. We'll show you the program that fits and how fast it can run.